Build & Protect Services
Refinance your home/investment loan
We remove take the pain out of the process and help you to save you money.
Getting ahead financially is no easy feat, especially without the right team supporting you. Your ability to seize opportunities to save money and build your wealth will enhance your life and set you up for a comfortable retirement.
Refinancing can help in this situation, and our tailored solutions are designed help you reach your financial goals faster and without stress.
What is refinancing?
Refinancing a home loan is the process of replacing your current mortgage with a new one, typically to get better terms or adjust your loan to fit your current financial situation. The new loan pays off the existing mortgage, and you start making payments on the new loan, which could have a different interest rate, loan term, or type of loan (such as moving from a variable-rate mortgage to a fixed-rate mortgage).
Refinancing your home loan can be a great way to lower your interest rate and monthly repayments. It can also be used for consolidating multiple debts into a single, more manageable payment or access the equity built up in your property for renovations, investments, or other financial goals.
Changing personal circumstances, such as an increase or decrease in income, a growing family, or career change, may also prompt the need for refinancing.
Why refinance your home/investor loan
Save money with lower interest rates
One of the primary reasons homeowners consider refinancing is to take advantage of lower interest rates. By securing a lower rate, you can potentially save thousands of dollars over the life of your loan, freeing up valuable funds that can be redirected towards other financial goals or investments.
Access better loan features
Circumstances change over time, and your home loan may need to change as well. Refinancing can provide opportunities to switch to a loan product that better aligns with your current situation. This could include features such as flexible repayment options, redraw facilities, offset accounts, or the ability to make additional repayments without penalty.
Access equity
Over time, as you make regular mortgage payments and your property appreciates in value, you build up equity – the difference between your home’s value and the outstanding loan balance. Refinancing can provide an opportunity to access equity to be used for many purposes like consolidating debts, home renovations & improvements, investing in property or even starting a business.
Benefits of Using Build & Protect Financial Services for refinancing your home/investment loan
- Tailored, personalised solutions- we take the time to understand your unique circumstances and investment goals, providing tailored guidance, solutions and support.
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Access to a wide range of loan products- we have strong relationships with a diverse panel of lenders, making comparing and choosing the right investment loan simpler.
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Expertise and Experience- we offer expert guidance, helping you make informed investment home loan decisions based on your circumstances, including how to structure your loans to achieve your current and future goals.
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Seamless and stress-free process- we handle the complex paperwork and negotiations, making the entire mortgage process hassle-free and efficient.
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Save time- finding the right investment loan solution takes time and requires a level of experience and expertise. Trying to do it by yourself can take a long time and there’s a high chance of making a mistake.
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Save money– not only do we help you find the right loan which is likely to save you money immediately, we will also provide you with professional advice and strategies to pay it off faster.
Calculate your refinance savings
The Process
Get started now
Choose Build & Protect Financial Services as your refinancing partner and benefit from our personalised service, expert advice and seamless process.
We’ll be with you every step of the way.
Frequently Asked Questions
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The refinance process begins by booking in an obligation free consultation with our team of Finance Strategists. You can choose to have the meeting virtually (via teams or zoom), over the phone or in person (Sydney only). Your Finance Strategist will guide you through the rest of the process.
What We Do
Home Loans
Specialised residential loan services that are tailored to your unique situation and goals
Refinance
Save money, access equity and loan features to help you reach your goals sooner.
Investment Loans
Access a wide range of features and benefits on your property investment journey.
Pre-Approval Loans
Buy with confidence and show sellers you’re serious and financially capable.
SMSF Loans
Tailored SMSF loan options that suite your specific requirements.
Car Loans
Secure the right finance for you no matter what type of car you are buying, whether its for personal or business use.
